Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

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Checklist for Starting a Business in Australia

Starting a business for the first time? Aside from the funds, there are other important things that you need to take care of to successfully launch your entrepreneurial project. Here's a checklist of the most essential stuff to prepare for.

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Smart Homes in Australia: What You Need to Know

Smart homes are becoming popular in the country because of the comfort, convenience, entertainment, and safety they provide for the entire household. Despite the benefits, however, there are also risks that come with smart home automation.

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10 Tips for Improving Financial Literacy

Not everyone is smart with money. If you are one of those who constantly struggle with your finances despite having a stable source of income, you need to improve your money management skills. Check out these tips.

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How Car Loans Will Evolve In the Days Ahead

The auto financing industry adapts to the changing economic conditions with innovations. Amid the decreasing demand for cars, lenders are offering plenty of attractive car loan schemes and discounts. Meanwhile, traditional car lenders embrace digital technology to stay relevant and competitive.

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Maximising Your Tax Return Claims With a Chattel Mortgage

A chattel mortgage is a type of car financing for borrowers who intend to purchase a vehicle for business purposes. Aside from lower interest rates than standard consumer loans, it also offers several tax deduction benefits.

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Fun Stay-At-Home Activities To Do With Your Kids

Staying at home because of the lockdown, school holiday, or harsh weather conditions is not so sad and boring as long as you have plenty of fun bonding moments with the family. Here's how to keep your kids entertained and connected with you at home.

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How Borrowing Habits Change After COVID-19

The coronavirus pandemic has affected different aspects of the economy, including consumer spending and borrowing. Here are some changes in people's borrowing habits after the lockdowns and stay-at-home orders.

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Tradie Tax Deductions: What You Can Claim

It's tax time in Australia and every hardworking citizen is busy sorting out their tax returns and claims, including tradies. If you're not really aware of what you can claim in tax deductions, find out on this blog.

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Tips for Fighting Off Cybercrimes in 2020

Cybercrime in Australia is rising and becoming sophisticated. While everyone is vulnerable, you can better avoid falling victim to online criminal activities when armed with the right knowledge and tools.

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How to Maintain a Car That You Seldom Drive

A car that's seldom used needs to be properly maintained or its components break down systematically. Here's what you can do to keep it in tip-top shape and ready for the future grind.

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Toyota Hilux, SsangYong Musso and Ford Ranger

Can SsangYong Musso Hold Its Own Against the Crowd-Favourites?

There's a new ute in town and it claims to be as strong and dependable yet more affordable than its rivals. Let's see how this South Korean workhorse fare against the crowd favourites.

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Financing and Monetary Assistance for Aussies After Covid-19

Various financing and monetary assistance programs were provided to Aussies in March when the nation was forced into lockdown to stop the spread of coronavirus. Now that the people are slowly starting to come out and businesses are reopening again, are these programs still available? Let's find out.

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What is Capped Price Servicing?

Capped price servicing is one of the many programs offered by car manufacturers to help car owners manage the cost of vehicle ownership. Find out how it works.

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How Tradies Can Survive Covid-19

Tradies are among the millions of workers negatively affected by the economic disruption caused by the coronavirus pandemic. Despite the challenges, there are ways to keep the tradie business running and staying healthy while doing it.

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Checklist for EOFY Tax Return Filing

It’s almost tax time. Have you started preparing for your tax return filing yet? Use this checklist to see what you’ve missed out.

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Insider Tips on Buying a Used Car From a Private Seller

You can save a lot of money on dealer fees if you buy a used car from a private seller. However, you don't get a dealer warranty nor a window time for cancellation. To avoid scams and ensure that you're getting a good buy, follow these tips.

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Coping With Job and Income Loss

Losing a job can do a lot more than just financial stress. It can also make you lose your confidence, professional identity, and a sense of purpose. However, you can recover from this financially and emotionally challenging experience with a positive mindset and smart action plan.

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How to Upgrade Your Car on a Budget

You don't need to break the bank to upgrade your car. Work on its most important features that you can improve to boost its performance, reliability, and appearance.

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5 Job Skills You Need After COVID-19

As organisations adapt to "the new normal" after the coronavirus pandemic, some job skills will be seen as vital to keep the business running and thriving.

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Tips on Taking Care of Your Ute

Utes are powerful and versatile but they are not invincible. If you want to keep them efficient and capable of handling tough work for a long time, take heed of these tips.

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